.page-hero{min-height:40vh;display:flex;flex-direction:column;justify-content:flex-end;position:relative;overflow:hidden}.page-hero-bg{position:absolute;inset:0}.page-hero-bg img{width:100%;height:100%;object-fit:cover;object-position:center 35%}.page-hero-overlay{position:absolute;inset:0;background:linear-gradient(160deg,#122952e6,#1c3a6ead 55%,#122952eb)}.page-hero-body{position:relative;z-index:2;padding:64px 0 52px}.page-hero h1{font-size:clamp(36px,4.5vw,62px);color:var(--white);line-height:1.1;margin:16px 0 20px;max-width:720px}.page-hero h1 em{color:var(--gold-lt);font-style:italic}.page-hero p{color:#ffffffb8;font-size:17px;max-width:560px;line-height:1.7}.legal-section{padding:96px 0;background:var(--cream)}.legal-layout{display:grid;grid-template-columns:240px 1fr;gap:64px;align-items:start}.legal-nav{position:sticky;top:96px}.legal-nav h3{font-size:18px;color:var(--navy-dk);margin-bottom:16px}.legal-nav a{display:block;padding:10px 14px;border-radius:var(--r-sm);font-size:13px;font-weight:600;color:var(--text-md);transition:all .2s;margin-bottom:4px}.legal-nav a:hover{color:var(--navy);background:var(--off-wht)}.legal-content{max-width:760px}.legal-block{background:var(--white);border:1px solid rgba(28,58,110,.08);border-radius:var(--r-lg);padding:40px 44px;margin-bottom:32px}.legal-block h2{font-size:clamp(28px,3vw,38px);color:var(--navy-dk);margin-bottom:20px;padding-bottom:16px;border-bottom:1px solid rgba(28,58,110,.1)}.legal-block>p{font-size:15px;color:var(--text-md);line-height:1.8;margin-bottom:28px}.legal-section-item{margin-bottom:28px}.legal-section-item:last-child{margin-bottom:0}.legal-section-item h3{font-size:18px;color:var(--navy-dk);margin-bottom:10px}.legal-section-item p{font-size:15px;color:var(--text-md);line-height:1.8}.legal-section-item ul{margin:10px 0 0 18px;display:flex;flex-direction:column;gap:8px}.legal-section-item ul li{font-size:15px;color:var(--text-md);line-height:1.7;list-style:disc}.legal-contact{margin-top:12px;padding:20px 24px;border-radius:var(--r-md);background:var(--gold-bg);border:1px solid rgba(212,175,48,.25);font-size:15px;color:var(--text-md);line-height:1.8}.legal-contact strong{color:var(--navy-dk)}.legal-contact a{color:var(--navy);font-weight:600}@media(max-width:1024px){.legal-layout{grid-template-columns:1fr;gap:32px}.legal-nav{position:static;display:flex;flex-wrap:wrap;gap:8px}.legal-nav h3{width:100%}.legal-nav a{margin-bottom:0}}@media(max-width:480px){.legal-block{padding:28px 22px}.page-hero{min-height:36vh}}