.page-hero{min-height:40vh;display:flex;flex-direction:column;justify-content:flex-end;position:relative;overflow:hidden}.page-hero-bg{position:absolute;inset:0}.page-hero-bg img{width:100%;height:100%;object-fit:cover;object-position:center 35%}.page-hero-overlay{position:absolute;inset:0;background:linear-gradient(160deg,#122952e6,#1c3a6ead 55%,#122952eb)}.page-hero-body{position:relative;z-index:2;padding:64px 0 52px}.page-hero h1{font-size:clamp(36px,4.5vw,62px);color:var(--white);line-height:1.1;margin:16px 0 20px;max-width:640px}.page-hero h1 em{color:var(--gold-lt);font-style:italic}.page-hero p{color:#ffffffb8;font-size:17px;max-width:520px;line-height:1.7}.faq-section{padding:96px 0;background:var(--cream)}.faq-layout{display:grid;grid-template-columns:280px 1fr;gap:64px;align-items:start}.faq-sidebar{position:sticky;top:96px}.faq-sidebar h3{font-size:20px;color:var(--navy-dk);margin-bottom:6px}.faq-sidebar p{font-size:14px;color:var(--text-lt);margin-bottom:24px;line-height:1.65}.faq-nav{display:flex;flex-direction:column;gap:4px}.faq-nav-item{padding:10px 14px;border-radius:var(--r-sm);font-size:13px;font-weight:600;color:var(--text-md);cursor:pointer;transition:all .2s;border:1px solid transparent}.faq-nav-item:hover{color:var(--navy);background:var(--off-wht)}.faq-nav-item.active{background:var(--navy);color:var(--white);border-color:var(--navy)}.faq-contact-box{margin-top:28px;padding:24px;border-radius:var(--r-md);background:var(--gold-bg);border:1px solid rgba(212,175,48,.25)}.faq-contact-box h5{font-size:15px;color:var(--navy-dk);margin-bottom:6px}.faq-contact-box p{font-size:13px;color:var(--text-md);margin-bottom:16px;line-height:1.6}.faq-group{margin-bottom:48px}.faq-group-title{font-family:"DM Serif Display",serif;font-size:22px;color:var(--navy-dk);margin-bottom:16px;padding-bottom:12px;border-bottom:1px solid rgba(28,58,110,.12);display:flex;align-items:center;gap:10px}.faq-group-title .group-num{width:32px;height:32px;border-radius:50%;background:var(--navy);color:var(--gold);font-family:Inter,sans-serif;font-size:13px;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0}.faq-item{border:1px solid rgba(28,58,110,.1);border-radius:var(--r-md);margin-bottom:8px;overflow:hidden;transition:border-color .25s,box-shadow .25s}.faq-item.open{border-color:#1c3a6e40;box-shadow:0 4px 20px #0000000f}.faq-q{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:20px 24px;cursor:pointer;background:var(--white);font-size:15px;font-weight:700;color:var(--navy-dk);line-height:1.4;transition:background .2s}.faq-q:hover{background:var(--off-wht)}.faq-item.open .faq-q{background:var(--navy);color:var(--white)}.faq-icon{width:26px;height:26px;border-radius:50%;border:1.5px solid rgba(28,58,110,.2);display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:transform .3s,background .2s,border-color .2s}.faq-icon svg{color:var(--navy);transition:color .2s}.faq-item.open .faq-icon{transform:rotate(45deg);background:var(--gold);border-color:var(--gold)}.faq-item.open .faq-icon svg{color:var(--navy-dk)}.faq-a{max-height:0;overflow:hidden;transition:max-height .45s ease,padding .3s ease;background:var(--white)}.faq-item.open .faq-a{max-height:600px}.faq-a-inner{padding:0 24px 22px;font-size:15px;color:var(--text-md);line-height:1.8}.faq-a-inner p+p{margin-top:12px}.faq-a-inner ul{margin:10px 0 10px 18px;display:flex;flex-direction:column;gap:6px}.faq-a-inner ul li{font-size:14px;color:var(--text-md);list-style:disc}.faq-a-inner strong{color:var(--navy-dk)}@media(max-width:1024px){.faq-layout{grid-template-columns:1fr;gap:40px}.faq-sidebar{position:static}.faq-nav{flex-direction:row;flex-wrap:wrap}}@media(max-width:480px){.faq-q{font-size:14px;padding:16px 18px}.faq-a-inner{padding:0 18px 18px}.page-hero{min-height:36vh}}